Last Traded Price : ₹160
About
InCred Holdings Limited (formerly known as KKR Capital Markets Limited) (InCred Holdings / IHL) was incorporated on 3rd January, 2011 under the Companies Act, 1956 and holds a certificate of registration under Securities and Exchange Board of India (Merchant Bankers) Regulations, 1992, to act as a Merchant Banker bearing registration no. INM000011880, and also acts as an investment manager to certain alternative investment funds registered with SEBI under the Securities and Exchange Board of India (Alternative Investment Funds) Regulations, 2012.
Read moreFundamental
Company Name :
Incred Holdings Limited
Incred Holdings Limited
Scrip Name :
Incred Holdings
Incred Holdings
ISIN No. :
INE732W01014
INE732W01014
No. of Outstanding Shares :
647,517,431
647,517,431
PAN No. :
AAECK1977B
AAECK1977B
Face Value :
₹10.00
₹10.00
EPS :
₹5.76
₹5.76
PE ratio :
27.76
27.76
P/S Ratio :
5.47
5.47
Market Capitalization :
₹10,360.28 Crore
₹10,360.28 Crore
Book value :
₹58.74
₹58.74
P/BV :
2.72
2.72
52 Week High :
₹ 175.00 (25/06/25)
₹ 175.00 (25/06/25)
52 Week Low :
₹ 153.00 (04/12/24)
₹ 153.00 (04/12/24)
Lifetime High :
₹ 175.00 (25/06/25)
₹ 175.00 (25/06/25)
Lifetime Low :
₹ 10.00 (01/11/23)
₹ 10.00 (01/11/23)
DRHP Filed ?
No
No
Available on :
NSDL and CDSL
NSDL and CDSL
ROFR Require :
No
No
Sector :
Investment & Holding
Investment & Holding
CIN :
U67190MH2011PLC211738
U67190MH2011PLC211738
Registration Date :
03/01/2011
03/01/2011
Balance Sheet (RS in Lakhs)
| Particulars | 2025 | 2024 |
|---|---|---|
| Financial assets | ||
| Cash and cash equivalents | 66,936.51 | 8,496.96 |
| Bank balances other than cash and cash equivalent | 17,234.70 | 8,323.96 |
| Derivative financial instruments | 884.14 | 878.92 |
| Trade receivables | 1,680.32 | - |
| Loans | 10,48,702.05 | 7,25,877.68 |
| Investments | 51,512.40 | 61,267.07 |
| Other financial assets | 12,128.82 | 10,712.97 |
| Non-financial assets | ||
| Current tax assets (Net) | 3,485.63 | 4,658.18 |
| Deferred tax assets (Net) | 27,031.11 | 39,497.09 |
| Property, plant and equipment | 5,506.57 | 5,031.34 |
| Capital work-in-progress | 230.18 | 336.65 |
| Goodwill | 6,645.58 | 6,645.58 |
| Other intangible assets | 189.94 | 393.4 |
| Other non-financial assets | 7,884.94 | 4,642.01 |
| Total Assets | 12,50,052.89 | 8,76,761.81 |
| Financial liabilities | ||
| Derivative financial liabilities | 2,145.27 | 2,265.96 |
| Trade Payables | ||
| Total outstanding dues of SME | 1.79 | - |
| Total outstanding dues of creditors other than micro enterprises and small enterprises | 321.33 | 271.89 |
| Debt securities | 1,77,599.55 | 96,989.55 |
| Borrowings (other than debt securities) | 6,58,251.41 | 4,04,725.93 |
| Other financial liabilities | 29,088.61 | 31,385.61 |
| Non-financial liabilities | ||
| Current tax liabilities (net) | 142.48 | - |
| Provisions | 1,067.20 | 840.56 |
| Other non-financial liabilities | 1,108.70 | 1,605.01 |
| Equity | ||
| Equity share capital | 64,751.74 | 64,181.76 |
| Other equity | 3,15,574.81 | 2,74,495.54 |
| Total Equity and Liabilities | 12,50,052.89 | 8,76,761.81 |
Profit & Loss Statement (RS in Lakhs)
| Particulars | 2025 | 2024 |
|---|---|---|
| Income | ||
| Interest income | 169249.01 | 119359.23 |
| Dividend income | 49.9 | 50.1 |
| Fees and commission income | 13737.89 | 3308.5 |
| Net (loss)/gain on fair value changes | 2453.76 | 1333.79 |
| Net gain on derecognition of financial instruments under amortized cost category | 1871.56 | 3218.45 |
| Other income | 2014.91 | 2343 |
| Total Income | 189377.03 | 129613.07 |
| Expenses | ||
| Finance costs | 62716.68 | 45325.56 |
| Net loss on derecognition of financial instruments under amortized cost category | 3765.18 | |
| Impairment on financial instruments (net of recoveries) | 18777.71 | -1870.86 |
| Employee benefit expenses | 33931.01 | 26458.46 |
| Depreciation and amortization expenses | 1832.41 | 1869.92 |
| Other expenses | 21378.95 | 12099.99 |
| Total Expenses | 138636.76 | 87648.25 |
| Profit/(Loss) before exceptional items and tax | ||
| Profit/(Loss) before exceptional items and tax | 50740.27 | 41964.82 |
| Exceptional Items | 2010.53 | |
| Profit/(loss) before tax | 50740.27 | 39954.29 |
| Current Tax | 860.55 | 755.4 |
| Deferred Tax | 12564.74 | 8294.98 |
| Profit/(loss) for the year | 37314.98 | 30903.91 |
| Other Comprehensive income | ||
| Remeasurement gain/(loss) of defined benefit plans | -64.57 | -127.69 |
| Income tax relating to items not reclassified to profit or loss | 16.26 | 32.21 |
| Debt instruments through OCI | -80.98 | 24.84 |
| Effective portion of gains/losses on hedging instruments in a cash flow hedge | -766.48 | -234.4 |
| Income tax relating to items reclassified to profit or loss | 213.31 | 52.75 |
| Total Comprehensive Income for the year | 36632.52 | 30651.62 |
| Earnings per equity share - Basic (Rs.) | 5.81 | 5.07 |
| Earnings per equity share - Diluted (Rs.) | 5.58 | 4.87 |
Cash Flow Statement (RS in Lakhs)
| Particulars | 2025 | 2024 |
|---|---|---|
| Cash flow from Operating Activities | ||
| Profit/(Loss) before tax | 50,740.27 | 39,954.29 |
| Depreciation and Amortization expenses | 1,832.41 | 1,869.92 |
| Net (gain) on fair value changes | -2,449.51 | -1,334.48 |
| Impairment of Goodwill | - | 133.16 |
| Net Loss/(gain) on derecognition of financial instruments | -1,877.16 | 546.73 |
| Interest income | (1,69,243.01) | (1,19,896.23) |
| Finance Cost | 62,214.36 | 44,950.95 |
| Impairment on financial instruments | 18,763.50 | -2,382.57 |
| Retirement Benefit expenses | 246.72 | 174.18 |
| Share based payment to employees | 2,983.89 | 2,432.70 |
| Provision for diminution on investment | 65.04 | - |
| Interest received on loans | 1,61,893.66 | 1,16,548.30 |
| Interest paid on borrowings and debt | -64,073.96 | -44,709.36 |
| Cash generated from operation before working capital changes | 61,087.09 | 38,924.65 |
| Working capital adjustments: | ||
| (Decrease) / (Increase) in other trade receivables | -1,680.32 | 2.45 |
| (Decrease) / (Increase) in loans | (3,36,281.83) | (1,82,970.06) |
| (Decrease) / (Increase) in other financial assets | 455.71 | -3,306.42 |
| (Decrease) / (Increase) in other non-financial assets | -3,242.93 | 2,354.42 |
| (Decrease) / (Increase) in other financial liabilities | -1,654.54 | 5,937.18 |
| (Decrease) / Increase in trade payables | 51.23 | 95.44 |
| (Decrease) / Increase in provisions | -84.65 | 2,586.52 |
| (Decrease) / Increase in other non-financial liabilities | -496.31 | -456.36 |
| Net income tax (paid) / refunded | 37,198 | -427.24 |
| Net cash flow generated / (used in) Operating Activities | (2,81,574.57) | (1,37,255.52) |
| Cash Flow from Investing Activities | ||
| (Purchase)/Sale of property, plant and equipment | -2,086.52 | -1,862.93 |
| (Purchase)/Sale of intangibles assets | -17.67 | -111.93 |
| (Addition)/Deletion of capital work-in-progress | 106.47 | -174.86 |
| Decrease in Non-Controlling Interest | -315.08 | - |
| Purchase of investments | (16,62,716.24) | (10,69,381.37) |
| Proceeds from sale of investments | 16,76,253.33 | 10,12,085.69 |
| Investment in term deposits | (4,95,841.07) | (1,90,240.61) |
| Proceeds from maturity of term deposits with banks | 4,46,930.33 | 1,86,712.08 |
| Net cash flow generated / (used in) Investing Activities | 2,313.75 | -53,973.94 |
| Cash Flow from Financing Activities | ||
| Issue of equity shares (including securities premium) | 2,347.82 | 50,812.77 |
| Payment of lease liability | -845.92 | -837.26 |
| Proceeds of borrowings (other than debt securities) | 4,82,843.12 | 2,57,899.24 |
| Proceeds of debt securities | 1,24,300.00 | 79,946.44 |
| Repayment of borrowings (other than debt securities) | (2,22,482.42) | (1,29,934.78) |
| Redemption of debt securities | -41,435.38 | -98,146.77 |
| Net cash flow generated / (used in) Financing Activities | 3,44,727.21 | 1,59,798.44 |
| Net increase/(decrease) in cash and cash equivalents | 65,466.40 | -31,490.02 |
| Cash and cash equivalents at the beginning of the year | 1,470.01 | 32,960.03 |
| Cash and cash equivalents at the end of the year | 66,936.61 | 1,470.01 |
Financial Ratios
| Particulars | 2025 | 2024 |
|---|---|---|
| Current Ratio | 19.26 | 1.5 |
| Return on Equity Ratio | 0.02% | -0.18% |
| Net Profit Ratio | 5.35% | -118.98% |
| Return on Capital Employed | 0.24% | -0.59% |
| Return on Investment | 4.56% | 13.20% |
How Its Work
Our team will contact you via Email or Phone
Contact our team to get the best prices for the shares you wish to buy or sell.
Secure Transaction Process
After deal confirmation and KYC, the seller transfers shares to our Demat account, while the buyer safely sends payment to our bank account.
Deal Completion
The final stage of the transaction where legal documents are signed, payments are settled, and ownership is officially transferred.