Hero FinCorp Limited

Last trading price : ₹920

About

Finance Made Easy. Three simple words, that drive India's next generation ultra-lean credit champion Hero FinCorp. Incorporated in December 1991 as Hero Honda FinLease Limited; the restructuring of our parent company Hero MotoCorp Limited, led to our present form as Hero FinCorp Limited. Today, we're present at close to 2000 retail financing touch-points across Hero MotoCorp's network, and have partnered with over 2000 satisfied corporate clients. Going forward, we plan to continuously expand our offerings and geographic presence, whilst offering class leading financial services to all sections of our society.

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Fundamental


Company Name :
Hero FinCorp Limited
Scrip Name :
Hero Fincorp
ISIN No. :
INE957N01016
No. of Outstanding Shares :
127,412,759
PAN No. :
AAACH0157J
Face Value :
₹10.00
EPS :
₹8.63
PE ratio :
106.61
P/S Ratio :
1.18
Market Capitalization :
₹11,721.97 Crore
Book value :
₹451.53
P/BV :
2.04
52 Week High :
₹ 2,060.00 (22/10/24)
52 Week Low :
₹ 1,240.00 (15/03/25)
Lifetime High :
₹ 2,150.00 (30/05/24)
Lifetime Low :
₹ 680.00 (23/12/22)
DRHP Filed ?
No
Available on :
NSDL and CDSL
ROFR Require :
No
Sector :
Financial Service
CIN :
U74899DL1991PLC046774
Registration Date :
16/12/1981

Balance Sheet (RS in Crore)

Particulars 2025 2024
Financial Assets
Cash and cash equivalents 1,964.60 98.78
Bank balance other than cash and cash equivalents 67.4 59.07
Derivative financial instruments 114.91 133.72
Trade receivables 27.4 10.07
Loans 53,815.30 49,880.47
Investments 2,556.14 1,895.96
Other financial assets 355.28 186.86
Non-Financial Assets
Current tax assets 165.65 155.54
Deferred tax assets 463.53 369.02
Property, plant and equipment 172.19 181
Capital work in progress 1.55 -
Right-of-use assets 112.47 118.27
Intangible assets under development 18.15 0.75
Other intangible assets 73.66 27.17
Other non-financial assets 134.16 87.98
Total Assets 60,042.39 53,204.66
Financial Liabilities
Trade payables 4.91 0.73
Total outstanding dues of creditors other than above 527.24 438.27
Debt securities 7,174.74 6,703.72
Borrowings (other than debt securities) 40,782.99 35,840.39
Subordinated liabilities 4,996.91 3,625.37
Lease liabilities 123.87 127.24
Other financial liabilities 498.92 511.33
Non-Financial Liabilities
Current tax liabilities 10.05 40.85
Deferred tax liabilities 5.05 -
Provisions 75.68 69.86
Other non-financial liabilities 81.27 74.87
Equity
Equity share capital 127.41 127.31
Other equity 5,625.74 5,638.66
Non-controlling interests 7.61 6.06
Total Liabilities and Equity 60,042.39 53,204.66

Profit & Loss Statement (RS in Crore)

Particulars 2025 2024
Income
Interest income 8588.67 7479.38
Dividend income 0.02 0.71
Profit on sale of investments 44.62 64.7
Gain on derecognition of financial instruments 134.82 21.28
Insurance commission 185.53 113.99
Other charges 879.07 610.84
Other income 70.6 68.82
Total income 9903.33 8359.72
Expenses
Finance costs 3827.71 3097.36
Net loss on fair value changes 302.8 338.52
Impairment on financial instruments 2884.09 1722.39
Employee benefits expenses 729.84 692.71
Depreciation and amortization 95.97 65.96
Other expenses 1806.83 1482.23
Total expenses 9647.24 7399.17
Profit before tax 256.09 960.55
Current tax 226.45 307.46
Deferred tax charge -80.31 18.04
Profit/(loss) after tax 109.95 637.05
Other comprehensive income/(loss)
Remeasurement of gains/(losses) on defined benefit plans 6.19 -1.43
Income tax relating to items that will not be reclassified to profit/loss -1.56 0.44
Cash flow hedge reserve -42.33 -33.38
Income tax relating to items that may be reclassified to profit or loss 10.71 8.46
Other comprehensive loss for the year, net of tax -26.99 -25.91
Total comprehensive income for the year, net of tax 82.96 611.14
Profit/(loss) for the period/year attributable to
Owners of the Company 109.49 636.78
Non-controlling interests 0.46 0.27
Other comprehensive income/(loss) for the period/year, net of tax
Owners of the Company -26.98 -25.91
Non-controlling interests -0.01 0
Total comprehensive income/(loss) for the period/year, net of tax
Owners of the Company 82.51 610.86
Non-controlling interests 0.45 0.28
Earnings per equity share
Basic 8.63 0.04
Diluted 8.62 49.94